You can retire sooner than you think: the 5 money secrets of the happiest retirees

Who are the happy retirees, and what makes them happy?

What makes retirees unhappy and how can you avoid it?

Can I really retire sooner than I think?

Secret #1: determine what you want and need your retirement money for

Secret #2: figure out how much money you need to save before you retire

Secret #3: pay off your mortgage in as little as five years

Secret #4: develop an income stream from three or four sources, not just one

Secret #5: become an income investor

How risky can you be?: come up with the right mix of stocks, bonds, real estate, and cash

Avoid the major pitfalls of investing

Hobbies, recreation, vacations, and so much more.